Pay at Close:
Market Now, Pay When You Sell
Elevate your marketing without the upfront expense. Don’t let marketing costs hold your listings back. With Pay at Close, you can secure high-end real estate media today and settle the bill only when the deal is done. Through our partnership with Titus, you can defer payment until the property sells with a quick 2-minute application that won’t impact your credit score. Once approved, we get to work immediately, and the costs are simply deducted from your commission at closing. It’s a risk-free way to ensure every listing looks its best while keeping your cash flow exactly where you need it.
Get Your Estimate & Pre-Qualify Here
If you would like to use this option just let us know at the time of booking. If you have questions call 909-529-1349.
Let’s get your next listing sold!
FAQ
How do I apply for pay at close?
We will send you an invoice • At the payment screen, choose Pay at close • Enter a phone# to sign up • Complete a short application • Once approved, complete your purchase
Will applying affect my credit score?
No, Titus only performs a soft credit pull for pre-qualification purposes during the application process, so there's no impact on credit score when applying or using funds. Your credit will only be impacted if you fail to repay Titus when funds are due.
What are the criteria for agents to get approved?
Active real estate license in the state • Active, signed listing agreement for the subject property • Credit score above limit for your state. Check at gotitus.com/estimate/attractive-home-photography
How much will I qualify for?
1.5% of list price, up to $25,000. Once approved, you can use as little or as much as you'd like. You will only pay back the amount you use plus your pay at close fee.
What are the fees to agents?
Fees range from 0-8.5%. See your rate at gotitus.com/estimate/attractive-home-photography Example: You qualify for a pay at close rate of 4%. You spend $1000. The repayment amount will be $1000 + 4% flat fee ($40) = $1040.
What types of properties are allowed?
Pay at close can be used for residential properties with a signed listing agreement in place. This includes single family homes, condos, townhomes, and 1-4 unit properties. Commercial properties, rentals, and land are not allowed.
When are funds due?
When you choose to pay at close with Titus, you are starting a 6-month loan that will be due at the earliest of the following: • The home sells • The home has not been actively listed for sale within 60 days • The listing is canceled or withdrawn • Six months have passed since the date of application
How do I repay through closing?
Once the home goes into contract, you'll add the contact information for the company handling the closing. To add closing details: • Go to your Titus account • Log in with the phone# you originally used to sign up • Click the button that says "Add closing info" • Add details for the title, escrow, or attorney handling your closing Once this is received, a payoff invoice will automatically be emailed to the closing team.
Can I repay outside of closing?
Yes, you can repay at any time through your Titus account. • Log in to your account • Click on Repay Now • Follow the prompts to repay by ACH or debit card There are no prepayment penalties for repaying your loan prior to the close date.
What if the home doesn't sell?
If the home hasn't sold by the time funds are due, you can either repay, or you can elect to roll the cost over to the next commission for a fee.
What happens if I fail to repay the loan?
If you default on the loan or fail to repay, Titus may report the delinquency to credit bureaus, which could negatively affect your credit.
For more information please contact us at 909-529-1349 or visit the website at https://www.gotitus.com/estimate/attractive-home-photography